Nova Card Overview

Nova Card provides a convenient and secure way to access and use your funds wherever you go, making it an ideal companion for managing and spending your digital assets.

As a digital asset payment service offered by Nova Markets, Nova Card can be used for online shopping, subscription services, mobile payments, in-store purchases, ATM withdrawals, and more.

Whether you are making everyday payments or traveling abroad, you can choose the card that best suits your needs.

Why Choose Nova Card?

• Accepted by more than 90 million Mastercard and Visa merchants worldwide

• Supports multiple cryptocurrencies for card payments

• Available for both online and in-store purchases

• No annual fee across all three cards

• Limited-time free issuance for virtual cards

• Earn up to 3% cashback on eligible purchases

• 24/7 multilingual customer support

How Does Nova Card Work?

Once your Nova Card application has been approved, you can fund your card and use it for eligible purchases.

Nova Card currently offers different settlement currencies:

• Nova Flow Card: USD

• Nova Pulse Card: USD

• Nova Roam Card: HKD

When you make a payment, the transaction will be processed based on your available card balance, settlement currency, transaction currency, and applicable fees.

If the transaction currency differs from your card’s settlement currency, currency conversion may apply. The final exchange rate, fees, and amount charged will be based on the information shown on the transaction confirmation page and in your card statement.

Nova Card Virtual and Physical Cards

Nova Card currently offers two virtual cards and one physical card:

• Nova Flow Card: Visa virtual card

• Nova Pulse Card: Mastercard virtual card

• Nova Roam Card: Visa physical card

Nova Card Comparison

Card	Nova Flow Card	Nova Pulse Card	Nova Roam Card
Type	Virtual	Virtual	Physical
Network	Visa	Mastercard	Visa
Settlement currency	USD	USD	HKD
Application requirement	Mobile verification	Identity verification	Identity verification
Apple Pay / Google Pay	×	×	Subject to availability shown on the card page
ATM withdrawals	×	×	√
Annual fee	No	No	No
Best suited for	Online purchases	Mobile payments	In-store purchases and travel