Using Your Nova Card

Once your Nova Card has been activated and funded, you can use it for eligible online or in-store purchases.

Before making a payment, make sure your card is active and has sufficient available balance.

Paying Online with a Virtual Card

Nova Flow Card and Nova Pulse Card can be used at online merchants that accept Visa or Mastercard.

1. Select credit or debit card as the payment method at checkout.

2. Go to Nova Markets ➡ Click your profile icon in the top-right corner ➡ Open My Card.

3. Select the Nova Card you want to use ➡️ View your card details.

4. Enter the following information on the merchant’s payment page:

   • Cardholder name

   • Card number

   • Expiration date

   • CVV

   • Billing address, if required

5. Review the payment amount and transaction currency ➡ Click Pay or Confirm.

6. If prompted, complete the required verification using a security code or another supported method.

Once the payment is complete, you can view its status and details in your Nova Card transaction history.

Paying In Store with a Physical Card

Nova Roam Card can be used at physical merchants that accept Visa.

1. Make sure your Nova Roam Card is activated and has sufficient available balance.

2. Tap or insert your card at the payment terminal.

3. Enter your card PIN or complete any other required verification.

4. Wait for the terminal to confirm that the payment was successful.

Paying with Apple Pay or Google Pay

If your Nova Card page shows support for Apple Pay or Google Pay, you can add your card to the relevant digital wallet.

Once your card has been added ➡ Select Apple Pay or Google Pay at a supported merchant ➡ Confirm the payment using Face ID, your fingerprint, or your device passcode.

Availability may vary depending on the card type, device, and your country or region.

Important Notes

• Make sure your card is activated, active, and sufficiently funded before making a payment.

• Currency conversion and related fees may apply if the transaction currency differs from your card’s settlement currency.

• Some transactions may remain Pending until the merchant completes settlement. The final amount charged will be based on the settled transaction.

• Never share your full card number, CVV, security codes, or account password with anyone.

• If you notice an unauthorized transaction, freeze your card immediately and contact Nova customer support.